Accident insurers put on the boxing gloves

I saw this from the American Association for Justice and it says what you need to know about Allstate and car accident insurers listed as the worst insurers, like Farmers, Liberty Mutual and State Farm. I might add Progressive, American Family and Sentry Insurance. Car accident insurance companies really want:

~ Premiums not claims
~ To deter valid lawsuits
~ The public to think lawsuits are bogus
~ You to feel guilty for making legitimate claims
~ You to say "I'm not the kind of person who files a lawsuit"
~ Jurors to think plaintiffs are dishonest
~ Your rights minimized and theirs preserved
~ Verdicts for damages to be less than fair
~ Caps on damages
~ And judges who won't hold them accountable.

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Worst Insurance Companies

No surprise here that Allstate tops the list of the Worst Insurers for Consumers. Among others listed are Farmers, Liberty Mutual, and State Farm. The report described in the news article confirms much of what I've said about insurers. Buyer beware.

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Allstate's issues continue

Allstate cuts deal on excess charges in Texas, insureds come last and profits come first. Not a surprise.

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Allstate's Obstructing Justice

Allstate guarding profits scheme is the title of an article in the Miami Herald today. Seems pretty consistent with what I've said about insurance companies before. Some highlights: "Allstate is facing contempt charges in Missouri -- with a $25,000-a-day fine -- and now it can't sell new auto policies in Florida, in part, because it wants to protect a report written by a corporate consultant." "According to an attorney who has seen the report from consultant McKinsey & Co., it advises Allstate on how to improve profitability: pay less on claims and take a longer time to pay those claims."

No Surprise. CNN exposed Allstate. Sentry Insurance sued an 81-year-old woman for failing to shovel snow. State Farm, Nationwide, Allstate and USAA have been accused of trying to take advantage of Katrina Hurricane victims. And American Family Insurance has extreme profits, denies claims, is pro-tort reform, and pays "when pigs fly.".

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Wisconsin's Business Climate

An interesting comment on Wisconsin's business climate, comes from Illinois' Lake County Chamber of Commerce's "Flight of Business to Wisconsin."

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Personal Injury Attorneys Blogging

Kevin O'Keefe, formerly a Wisconsin personal injury attorney who moved west and out to the blogosophere, has an interesting post: Personal injury lawyer blogs going too far? What do you think?

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Holiday Shopping Online

Below are some tips for smart Christmas shopping on the Internet, but let me begin by stating: if it sounds too good to be true, it is. Now the tips:

1. Check out the seller.
2. Read the site’s privacy policy.
3. Read return policies carefully.
4. Know what you’re getting. Read the product description closely.
5. Don’t fall for a false email or pop-up. Legitimate companies don’t send unsolicited email messages asking for your password or login name, or your financial information.
6. Look for signs a site is safe. When you’re asked to provide payment information, the beginning of the website’s URL address should change from http to shttp or https, indicating that the purchase is encrypted or secured.
7. Secure your computer. At a minimum, your computer should have anti-virus and anti-spyware software, and a firewall.
8. Consider how you’ll pay. Credit cards generally are a safe option.
9. Keep a paper trail.
10. Turn your computer off when you’re finished shopping.

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