Worst Insurance Companies

No surprise here that Allstate tops the list of the Worst Insurers for Consumers. Among others listed are Farmers, Liberty Mutual, and State Farm. The report described in the news article confirms much of what I've said about insurers. Buyer beware.

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Allstate's issues continue

Allstate cuts deal on excess charges in Texas, insureds come last and profits come first. Not a surprise.

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Allstate's Obstructing Justice

Allstate guarding profits scheme is the title of an article in the Miami Herald today. Seems pretty consistent with what I've said about insurance companies before. Some highlights: "Allstate is facing contempt charges in Missouri -- with a $25,000-a-day fine -- and now it can't sell new auto policies in Florida, in part, because it wants to protect a report written by a corporate consultant." "According to an attorney who has seen the report from consultant McKinsey & Co., it advises Allstate on how to improve profitability: pay less on claims and take a longer time to pay those claims."

No Surprise. CNN exposed Allstate. Sentry Insurance sued an 81-year-old woman for failing to shovel snow. State Farm, Nationwide, Allstate and USAA have been accused of trying to take advantage of Katrina Hurricane victims. And American Family Insurance has extreme profits, denies claims, is pro-tort reform, and pays "when pigs fly.".

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Wisconsin's Business Climate

An interesting comment on Wisconsin's business climate, comes from Illinois' Lake County Chamber of Commerce's "Flight of Business to Wisconsin."

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Personal Injury Attorneys Blogging

Kevin O'Keefe, formerly a Wisconsin personal injury attorney who moved west and out to the blogosophere, has an interesting post: Personal injury lawyer blogs going too far? What do you think?

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Holiday Shopping Online

Below are some tips for smart Christmas shopping on the Internet, but let me begin by stating: if it sounds too good to be true, it is. Now the tips:

1. Check out the seller.
2. Read the site’s privacy policy.
3. Read return policies carefully.
4. Know what you’re getting. Read the product description closely.
5. Don’t fall for a false email or pop-up. Legitimate companies don’t send unsolicited email messages asking for your password or login name, or your financial information.
6. Look for signs a site is safe. When you’re asked to provide payment information, the beginning of the website’s URL address should change from http to shttp or https, indicating that the purchase is encrypted or secured.
7. Secure your computer. At a minimum, your computer should have anti-virus and anti-spyware software, and a firewall.
8. Consider how you’ll pay. Credit cards generally are a safe option.
9. Keep a paper trail.
10. Turn your computer off when you’re finished shopping.

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Milwaukee Car Accident Verdict Upheld

A $16.8 million jury verdict to a Milwaukee man who was badly injured in a car crash was upheld on Friday by the Wisconsin Supreme Court.

I know this may become fodder for those that stand against civil justice (because at the time, the man was 79-years-old, now 84, and the woman causing the crash was volunteering for a Milwaukee Archdiocese Church), but there are several items to keep in mind:

1) The defendant ran a red light;
2) The defendant was fully insured up to $40 million;
3) The victim's injuries included:
~ Amputation of one leg;
~ Quadriplegia, paralysis from the neck down;
~ Loss of bladder control;
~ Loss of bowel function;
~ Inability to feed himself;
~ Required 24-hour care;
~ Losing his part-time job as a barber; and
~ $558,366.06 in medical expenses incurred between the time of the crash and trial.
4) The victim was on Medicaid Title 19 and thus, his care was being paid for by taxpayers. As a result of the jury verdict, Medicaid Title 19 will be paid back for all the medical expenses it paid.
5) This insurance company could have SETTLED for $3 million back in 2004 and made a specific choice not to.

So, doesn't this now make sense? Who should be held responsible for this crash the driver's insurer or taxpayers? Don't you think the car insurance company should have settled for $3 million?

Think about the above and this man's horrific injuries before you buy into those that cry fowl regarding this Milwaukee jury verdict.

For $16.8 million, WOULD YOU GIVE UP A LEG AND ALL BODILY FUNCTIONS FROM THE NECK DOWN?

Wisconsin Personal Injury Attorney